Mortgage Rates

Use our CALCULATOR TAB to compute your payments with your personal loan balance.  Call us today to find the right program for you.

Mortgage ProductRateAPR
FHA 30 Year Fixed3.75%4.186%
30 Year Fixed3.875%3.902%
15 Year Fixed3.25%3.344%
5/1 ARM3.25%3.154%
VA 30 Year Fixed3.75%3.971%
Jumbo 30 Year Fixed4.375%4.427%

 

FHA 30 Year FixedThe payment on a loan amount $203,500 (base loan amount $200,000 then UFMIP of $3,500 is added) FHA 30-year Fixed-Rate loan at 3.50% and 96.5% loan-to-value (LTV) is $1055.48 with 1.0 points due at closing. The annual Percentage Rate (APR) is 4.286%. Payment does not included taxes and insurance premiums. The actual final payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

30 Year Fixed-The payment on a loan amount $200,000 30-year Fixed-Rate loan at 3.75 and 70% loan-to-value (LTV) is $926.24 with 1.0 points due at closing. The annual Percentage Rate (APR) is 3.802% Payment does not included taxes and insurance premiums. The actual final payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

15 Year Fixed-The payment on a loan amount $200,000 15-year Fixed-Rate loan at 3.25% and 70% loan-to-value (LTV) is $1405.33 with 1.0 points due at closing. The annual Percentage Rate (APR) is 3.334%. Payment does not included taxes and insurance premiums. The actual final payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

5/1 Adjustable Rate Mortgage (ARM) The payment on a loan amount of $200,000 5/1 ARM Rate Loan at 3.25% and 80% loan-to-value (LTV) is $870.41 with 1 pint due at closing. The Annual Percentage Rate (APR) is 3.254%. Payment does not included taxes and insurance premiums. The actual final payment amount will be greater. Some state and county maximum loan amount restrictions may apply. After the initial 5 years, the principal and interest payment is $867.19. The fully indexed rate of 3.375% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Rate is variable and subject to change after 5 years.

VA 30 Year Fixed-The payment on a loan amount $204,300 (base loan amount $200,000 then VA Funding Fee of 2.15% or $4,300 is added) VA 30-year Fixed-Rate loan at 3.50 and 80% loan-to-value (LTV) is $917.40 with 1.0 points due at closing. The annual Percentage Rate (APR) is 3.721%. Payment does not included taxes and insurance premiums. The actual final payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

JUMBO 30 Year Fixed-The payment on a loan amount $500,000 30-year Fixed-Rate loan at 4.375% and 80% loan-to-value (LTV) is $2496.43 with 1.0 points due at closing. The annual Percentage Rate (APR) is 4.427%. Payment does not included taxes and insurance premiums. The actual final payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

 

The rates presented above are indicative of the current rates for the purchase of a single-family, primary residence based on a 30-day rate lock period. These rates can change daily and  are subject to change without notice. Your rate will depend on loan product, credit profile, property value, occupancy, loan size, etc. Rates may also vary based on the state or region in which the financed property is located.  Loan Product and APR Information – Conforming rates are for loan amounts not exceeding $417,000. Jumbo rates are for loan amounts exceeding $417,000  Adjustable-rate loans and rates are subject to change during the loan term. That change can increase or decrease your monthly payment. This statement of current loan terms and conditions is not an offer to enter into an interest rate or discount point agreement.  To guarantee a rate, you must submit an application to HIPPO FINANCIAL and receive confirmation from a mortgage loan officer that your rate is locked. Application can be made by calling 877-630-7730, or by meeting with a mortgage loan officer.